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Samay Samachar Digital Desk, नई दिल्ली : UPI UPDATE : अगर आप GOOGLE PAY, PHONE PE या कोई दूसरा upi एप्प यूज करते हैं तो ये खबर आपके लिए बड़े काम की है। upi यूज करने वालों के लिए एक बड़ा अपडेट आया है। बता दें की अगर आप यूपीआइ का उपयोग करते हैं और पिछले कुछ समय से आपने यूपीआइ का उपयोग नहीं किया है तो आपकी यूपीआइ आईडी डिएक्टिवेट हो सकती है। जी हाँ सभी बैंक,फोन पे और गूगल पे जैसे थर्ड पार्टी एप्प ने ऐलान किया है कि वे यूपीआइ आईडी जिन्हें पिछले 12 महीने से उपयोग में नहीं लिया गया है उन्हें बंद कर दिया जाएगा।
नैशनल पेमेंट्स कॉर्पोरेशन ऑफ इंडिया (NPCI) ने सभी बैंकों और थर्ड पार्टी पेमेंट एप्पस को पिछले 12 महीनों से डिएक्टिव यूपीआइ आईडी को बंद करने के निर्देश दिए हैं। इसके लिए एनपीसीआई ने बैंकों और थर्ड पार्टी एप्पस को 31 दिसम्बर तक का समय दिया है। अगर आपने पिछले 12 महीनों से अपनी यूपीआइ आईडी से ट्रांजेक्शन नहीं किया है तो उसे उपयोग में लेलें नहीं तो आपकी यूपीआइ आईडी बंद हो सकती है।
UPI UPDATE : 31 दिसंबर के बाद डिएक्टिव हो जाएगी ID –
यदि आपकी भी ऐसी कोई यूपीआई आईडी है जिसे आपने बीते एक साल में उपयोग नहीं किया है तो उसको एक्टीवेट कर लें। यानि कि उस आईडी का उपयोग करके ट्रांजेक्शन को पूरा कर लें। यदि आप UPI तो डिएक्टिवेट करना चाहते हैं तो ट्रांजेक्शन न करें।
बहराल UPI आईडी को डी-एक्टीवेट करने से पहले बैंक आपको ई-मेल या मैसेज के जरिए नोटिफिकेशन भेजेगा। आपको भी अपने यूपीआई आईडी के स्टेट्स के बारे में पता चल जाएगा।
NPCI ने लागू किए नए नियम –
एनपीसीआई के इस कदम से यूपीआई ट्रांजैक्शन पहले से ज्यादा सुरक्षित हो जाएगा। इसके साथ ही गलत ट्रांजेक्शन पर रोक लगाने में भी सहायता मिलेगी। NPCI के नए नियम के अनुसार, सभी थर्ड पार्टी ऐप्स और प्राइवेट सेक्टर बैंक डीएक्टीवेट UPI ID और उससे जुड़ें मोबाइल नंबर को वेरिफाई करेंगे।
यदि 1 साल तक इस आईडी से किसी भी प्रकार का क्रेडिट या डेबिट यानि कि कोई ट्रांजेक्शन नहीं किया गया है तो वह बंद कर दिया जाएगा। नए साल यानि कि 1 जनवरी 2024 से ग्राहक UPI से ट्रांजेक्शन नहीं कर पाएंगे।
NPCI के इस कदम से गलत ट्रांजेक्शन पर रोक लगेगी। काफी बार लोग अपना नंबर बदल देते हैं और अपना खाता बंद करना भूल जाते हैं तो ऐसे में गलत ट्रांजेक्शन होने का खतरा भी बढ़ जाता है ऐसे ही खतरों से निजात पाने के लिए NPCI ने कदम उठाया है।
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