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Samay Samachar Digital Desk, नई दिल्ली : RBI Guidelines : आज हर कई हमें कटे फटे नोट चिपका देते है एक बार ऐसा हो तो हगम सोचते है की ये नोट कहाँ चलेंगे या नहीं तो आपको बता दे की इन नोट को बैंक से आसानी में बदलवा सकते है, अगर आप किसी बैंक में कटे फटे नोट बदलवाने जाते हो तो आपको बदलने से मना करती है तो उनके खिलाफ कार्रवाई की जा सकती है
आपको बता दे की नोट की हालत देख के ही बैंक उसको चेंज कर के उसके हिसाब से कीमत देती है, भारतीय रिज़र्व बैंक ने कई निर्देश दिए है जिसको जानना आपके लिए जरुरी है..
यह भी पढ़े – अब खाते में पैसे नहीं होने पर भी नहीं लगेगा जुर्माना, मिनिमम बैलेंस मेंटेन का नया नियम जाने !
जाने भारतीय रिज़र्व बैंक के नियम
यदि आपके पास 50 रुपये या 5,10,20 रुपये की कीमत वाले फटे नोट हैं, तो आपके पास इन नोटों का कम से कम आधा हिस्सा होना चाहिए। यानी अगर आपके पास 20 रुपये का फटा नोट है और उसका 50 प्रतिशत सुरक्षित है, तो आपको 20 रुपये का सही नोट मिलेगा।
आपको फीस देनी होगी अगर 20 से अधिक कटे-फटे नोट हैं और उनकी कीमत 5,000 रुपये से अधिक है। नोट बदलने का सीधा नियम है कि बैंक नोट को बदलने से मना नहीं कर सकते अगर इसमें सुरक्षा चिन्ह (जैसे गांधीजी का वाटरमार्क, RBI गवर्नर के हस्ताक्षर या सीरियल नंबर) हो
RBI Guidelines बदले जाने वाले नोट
भारतीय रिज़र्व बैंक (RBI) का कहना है कि नकली नोटों को बदला जा सकता है। पुराने नोट आसानी से बदले जा सकते हैं। आप इसके लिए कोई शुल्क नहीं देंगे। लेकिन नोट नहीं बदला जाएगा
अगर वह बुरी तरह जला हुआ है या उसके बहुत सारे टुकड़े हो गए हैं। यदि बैंक अधिकारी को लगता है कि आपने नोट को जानबूझकर काटा या फाड़ा है, तो वह आपके नोट को बदलने से भी इनकार कर सकता है।
नोट के कितने मिलेंगे पैसे
कितने पैसे फटे नोट को बदलने पर मिलेंगे, यह नोट की कीमत और फटा हुआ नोट की कीमत पर निर्भर करता है। मान लीजिए, 2000 रुपये के नोट का 88 वर्ग सेंटीमीटर हिस्सा पूरा मूल्य देगा,
लेकिन 44 वर्ग सेंटीमीटर हिस्सा आधा मूल्य देगा। 200 रुपये के फटे नोट का 78 वर्ग सेंटीमीटर हिस्सा पूरा पैसा देगा, लेकिन 39 वर्ग सेंटीमीटर हिस्सा आधा पैसा देगा।
FAQ :-
Q. RBI का मतलब क्या होता है?
उतर – भारतीय रिज़र्व बैंक (RBI) के नए नियमों की वजह से अपने-आप होने वाले पेमेंट में बदलाव
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