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Samay Samachar Digital Desk, नई दिल्ली : Lic Policy : हमारे देश में सबसे बड़ी कंपनी एलआईसी जो हर समय अलग अलग स्कीमें लाती रहती है। एलआईसी ने ऐसे ऐसे प्लान बताए है जिसमे हर कोई आसानी से इन्वेस्ट कर के भरपूर फायदा उठाता है। अब एलआईसी एक एक ऐसी स्कीम लेकर आई है जिसमे इन्वेस्ट करने परब पूरी जिंदगी भर लाभ मिलता है, एलआईसी ने इस स्कीम का नाम एलआईसी जीवन लाभ उमंग प्लान दिया है। आइए जानते है इस स्कीम की भरपूर जानकारी।
क्या है ये एलआईसी उमंग प्लान।
एलआईसी की जीवन उमंग एक नॉन लिंक्ड, पार्टिसिपेंटिंग, लाइफ इंश्योरेंस प्लान है। ये इनकम के साथ में आपके पास सुरक्षा प्रदान करता है। इस पॉलिसी की खासियत ये है कि जब इसके प्रीमियम भरने की अवधि समाप्त हो जाएगी तो आपको सर्वाइकल बेनिफिट का लाभ मैच्योरिटी तक मिलेगी। वहीं मैच्योरिटी और डेथ पर एक लंपसप पेमेंट का पेमेंट LIC की तरफ से पॉलिसीधाक को किया जाएगा।
Lic Policy : कैसे 55 रुपये में मिलेंगे सालाना 48,000
अगर कोई 25 साल की आयु में LIC का जीवन उमंग प्लान 6 लाख के सम एश्योर्ड के साथ 30 साल की अवधि के लिए लेता है। तो उसको मंथली 1638 रुपये यानि कि हर रोज 54.6 रुपये के प्रीमियम का पेमेंट करना होगा।
वहीं 55 साल की आयु में पॉलिसी का भुगतान खत्म होने के बाद उसको हर साल 48 हजार रुपये मैच्योरिटी तक मिलेंगे। मैच्योरिटी पर सम एश्योर्ड और बोनस को मिलाकर 28 लाख रुपये की रकम पॉलिसीधारक को दी जाएगी। इस स्कीम में मैच्योरिटी पर 100 साल है यानिकि 100 साल की आयु पर भी मैच्योरिटी बेनिफिट मिलेगा।
यह भी पढ़े – एलआईसी की ये धांसू स्कीम कर देगी मालामाल, हर महीने मिलेगी 58हजार रुपये की पेंशन
इस स्कीम के फायदे
इस स्कीम में डेथ बेनिफिट भी शामिल है। यदि पॉलिसी की अवधिक के समय बीमाधारक शख्स की मौत हो जाती है तो पॉलिसीधारक के नॉमिनी को सम एश्योर्ड के साथ रिवर्शनरी बोनस और फाइनल बोनस का लाभ मिलेगा। डेथ बेनिफिट कभी भी पॉलिसीधारक की तरफ से भुगतान किए गए प्रीमियम का 105 फीसदी से कम नहीं हो सकता है प्रीमियम में टैक्स को जोड़ा नहीं जाता है।
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