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Samay Samachar Digital Desk, नई दिल्ली : Bank Froud : इस समय में बैंक ग्राहकों के साथ घपलाबाजी कर रही है जिसके चलते आरबीआईरबी ने नए नियम लागु कर दिए है जिस से ग्राहकों के साथ कभी फ्रोड नहीं हो, हल ही में एक्सिस बैंक ने आरबीआईरबी के नियम की पालना नहीं की थी तो केन्द्रीय बैंक ने 90.93 लाख रुपये का जुर्माना लगाया है।
आरबीआई ने बताया की भारतीय रिजर्व बैंक ने बैंको को दिए गए आदेशो का पालन नहीं करने पर ये जुर्माना लगाया गया है
आरबीआई के साथ ही कहा कि यह कार्रवाई विनियामक अनुपालन में कमियों पर आधारित है और इसका उद्देश्य बैंक द्वारा अपने ग्राहकों के साथ किए गए किसी भी लेनदेन या समझौते की वैधता को प्रभावित करना नहीं है।
Bank Froud : जाने कार्रवाई की वजह
आरबीआई ने बताया, “‘केंद्रीय बैंक द्वारा एक खाते से संबंधित जांच की गई थी। जांच में पाया गया कि एक्सिस बैंक (Axis Bank) कुछ मामलों में ग्राहकों की पहचान और उनके पते से संबंधित रिकॉर्ड संरक्षित करने में विफल रहा।”
यह भी पढ़े – 1 रुपये के सिक्के से आपकी खुल जाएगी किस्मत, एक बेचने पर मिलेंगे लाखो, बेचने का ये सिंपल तरीका
बयान के अनुसार, एक्सिस बैंक उधारकर्ताओं के साथ रिकवरी एजेंटों का उचित व्यवहार सुनिश्चित करने में विफल रहा। साथ ही कुछ ग्राहकों को रिकवरी एजेंटों द्वारा किए गए कॉल का कंटेंट/टेक्स्ट (Content/Text) की टेप रिकॉर्डिंग सुनिश्चित करने में विफल रहा जिसके चलते यह कार्रवाई की गई।
वहीं, नोटिस पर एक्सिस बैंक के जवाब के बाद आरबीआई (Reserve Bank) इस निष्कर्ष पर पहुंचा कि अनुपालन न करने के आरोप सही है और मौद्रिक जुर्माना लगाना जरूरी है।
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